Welcome to Capstone Mortgage
We are Official as a Mortgage Bank and we are ready to serve you with all your home loan needs, from perfect credit conventional loans to less than perfect for homeowners who have experienced a foreclosure, bankruptcy or short sale and all the loans in between. Contact us for additonal information or apply now to start the process! Conveniently Call from your mobile (480)336-2828 for ALL your Mortgage Needs!
Making Home Loans Easy
We have seen some dramatic changes in the Arizona residential real estate market. From all time highs in home prices in 2006 to historic lows reached in 2011. The good news is that the market is improving and now is a wonderful time to buy a home. However, navigating the list of mortgage products and knowing which loan you have the best chance of securing has become much tougher.
Capstone’s Loan Officers have years of experience and can save you time and money finding the right Mortgage.
Fresh Start Home Loans!!
If you have had a bankruptcy, foreclosure, or short sale recently and tried to get a conventional mortgage then no doubt you feel frustrated. The new federal underwriting guidelines deem these events as disqualifying events. Capstone can help. If you are self employed and your reported income and expenses on your tax returns results in a debt-to-income ratio that does not fit the parameters of a conventional loan, then you too likely feel frustrated. Capstone can help
Capstone can place you in a QuickQualifier Fresh Start Home Loan. These are interest only loans. Take advantage of the historically low interest rates today with a Capstone Fresh Start Home Loan. Then, when your credit score has improved, refinance into a lower cost, conventional loan.We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders. Ask us about our Fresh Start Home Loan for Home Owners who have experienced bankruptcy, Foreclosure or Short Sale.
Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. We can help you find conventional Home loans, refinancing options, FHA, VA, USDA loans, Home Path and also other home loan programs. We are unique in that we are both a Broker and a Banker, able to help you get the best loan for your needs.
New Home Loans
We work conforming and non-conforming real estate loans.
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We can help you lock in a long term fixed rate or refinance and get cash out.
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|30 Yr Fxd||3.54%||3.95%|
|15 Yr Fxd||2.83%||3.22%|
|5 Yr ARM||2.67%||3.06%|
Deciding which loan is right, can be a difficult decision. We're here to help. Click for more